If you have been involved in a vehicle accident in Illinois, regardless of whether you were the driver or a passenger in the vehicle, it is extremely important that you have a detailed understanding of the law should you decide to sue for injuries or compensation for damage to your vehicle and other property.
There are certain key laws in Illinois that can have an impact on your claim, whether you elect to deal with an insurance company or hire Chicago accident lawyers.
Car accident laws in Illinois:
If you have figured in a car accident in Chicago or anywhere else in Illinois, there are laws that you should be aware of. First off, you need to be aware that there is a statute of limitations that applies, this is the time limit that is applied from when the accident happened to the time you start court action. In Illinois the statute of limitations is:
* Two years if you are suing for personal injury, and
* Five years if you are suing for property damage, including damage to your car
Insurance rules in Illinois:
Whenever there is a vehicle accident, you can be certain that insurance coverage will enter into the picture whether you are going to claim on your car insurance policy or the other driver’s policy. There are rules that govern vehicle insurance in Illinois.
First of all, Illinois is what is known as a “fault” state for insurance purposes. This simply means that you can hire Chicago accident lawyers and file a lawsuit against the other driver.
There are minimum coverage rules in Illinois:
* $20,000 for injury or death of a single individual
* $40,000 for injury or death to multiple people in a given accident, and
* $15,000 for damage to property, including the vehicle
Minor accidents can usually be handled between the parties, however, if you are being unjustly accused as being at fault or you or a passenger in the car was seriously injured, then by all means, discuss your particular situation with Chicago accident lawyers. Contact Shea Law Group for more details. Follow us on Google+.
