For many people, especially here in the US, the feeling of doing something on one’s own runs strong. This is evident from the proliferance Do It Yourself television shows and big box home improvement stores all over the country. Yes, you can build your own cupboard and you can remodel your own bathroom, but you should not file your own bankruptcy. If you live in New Jersey, you want to hire the best bankruptcy lawyer in Toms River that you can afford.
The reason for this is that if mess up on your carpentry or remodel project, the damage can be easily– unless you really muck it up– repaired, but if you incorrectly file your bankruptcy paperwork, you could have your bankruptcy dismissed. Worse, your bankruptcy could go through and be discharged and if you failed to list a creditor in your bankruptcy, you may find yourself still owing a debt that you just worked so hard to extinguish.
The cost for hiring a bankruptcy lawyer in Toms River is surprisingly affordable. Depending on the type of bankruptcy you need to file (there are four types to consider), the cost to file the most common type of Chapter 7 will set you back around two thousand dollars. Two thousand dollars is a worthwhile investment in your peace of mind knowing that a legal professional is dealing with the court appointed trustee and any lawyers representing creditors and such.
Some people will say that the reason they must file for bankruptcy is that they have no money, and therefore how can they afford to hire a Bankruptcy Lawyer In Toms River . This is a valid question, and you could study up on filing bankruptcy on your own and go online to file yourself and if your list of creditors is a short one, you may be okay. That being said, it is worth your time and money even to just hire a bankruptcy lawyer for an hour or two to review your paperwork to make sure you are filing all documents properly. Most bankruptcy lawyers will even give you a free consultation to look at your unique financial situation, and they may acknowledge your case is simple enough that you could successfully file on your own. But no matter how much research you do, you will be surprised you missed or overlooked if you do not at least give a lawyer an hour of your time.
The bankruptcy lawyers of the Law Offices of Lee D. Gottesman provides chapter 7 & 13 legal representation to individual consumer debtors & small businesses throughout the State of Toms River.
