What is the best way to break up a fun party? Start talking about any kind of insurance such as Commercial Truck Insurance in Baltimore MD! All kidding aside, if you work in an industry that uses commercial trucks, you will need to know something about insurance in the motor carrier industry. As fuel prices, maintenance, and everything else keeps going up, you want to shop around for the cheapest insurance prices you can find. Atlantic Smith, Cropper and Deeley (ASCD) is an independent insurance agency that represents more than 50 insurance companies. This way they can help you find the most competitive pricing for the insurance you need.
ASCD knows that you desire reliable protection for the loads as well as the drivers. That is why the agents are constantly keeping an eye on the marketplace for all cost-effective solutions that may help you out. Products available include truck liability and general liability, collision and comprehensive insurance, rental reimbursement, cargo legal liability, down time, and even workers compensation. You can get insurance for a large fleet of trucks or for just one truck that is owned by the operator. The mission of ASCD includes superior service to the customers with competitive products that exceed the customer’s expectations!
There are many different types of commercial trucks that ASCD can find insurance for. These include tractor and semi trailer trucks, flat bed trucks and trailers, garbage trucks, dump trucks, box trucks, tanker trucks, and many more. It is estimated that 15 to 16 million trucks are licensed to operate in the US. Every year billions of hours are logged transporting every type of commodity you can think of. Unfortunately these large trucks may be quite dangerous to smaller passenger vehicles. That is why commercial trucking insurance is needed for increased protection.
Primary liability insurance is required on all trucks. Primary liability coverage protects you if there is an accident resulting in injuries to others and/or property damage. This liability insurance does not cover the truck’s damages. Comprehensive insurance ought to be added to the liability insurance to protect the truck. Plus cargo insurance and trailer insurance will protect the goods you are transporting and any extra equipment you may need. Give ASCD a call or check out their website for more information.
