Anyone injured in a Car accident St. Louis MO that was caused by a negligent driver is entitled to damages. Negligence can range from driving too fast to talking on a cell phone. Damages are a monetary payment that will cover a person’s medical bills, lost income and emotional trauma. Normally the injured person has to file a claim with the driver’s insurance company. The claim has to describe the injuries, show how they are related to the accident and ask for a specific amount of money. The insurance company can then either accept or reject the claim. Usually they make a lower offer in return.
This can be a confusing process. It’s very difficult for a person who is injured and in pain to navigate it alone. As soon as they have received appropriate medical care after the accident, they should contact a personal injury lawyer. That professional has been through the process many times and knows how to deal with large insurance companies. Sometimes an insurance adjuster will even visit a person in a the hospital. They’ll offer a payment, before the person even files a claim. While it might seem like a large sum to someone who is facing huge medical bills, it is normally far less then they should get. If they already have a lawyer, the lawyer will explain that they don’t have to accept it.
In fact if they do accept the offer, they usually have to sign an agreement that they won’t ask for any more money. Car accident St. Louis MO injuries can include traumatic brain injuries or injure a person’s spines. These are difficult injuries to diagnose and it takes time to determine how severe they are. A person may appear to be recovering and then they experience a major setback. They find out that their memory will never improve enough for them to return to work. Therefore, their settlement will have to support them for the rest of their life. Their lawyer will know how to convince the insurance company that their client is entitled to a sum that will allow them to live comfortably and get the proper medical care.
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