If you awaken to the ringing of the telephone and don’t rush to answer because you know it’s
the bill collector, or you hesitate to get the mail because it’s full of past due notices you have
no way of paying, you need to talk to bankruptcy attorneys in Casa Grande, AZ. These attorneys understand the situation you are facing and are experienced to give you their best advice on how to handle this difficult problem.
If you’re out of work or have too many bills to ever pay off in this lifetime, it may be worth considering filing bankruptcy. Bankruptcy protection can stop the harassing phone calls and letters and allow you a fresh start so that you will finally be able to meet your obligations. When contacting an attorney, such as Asheton B. Call, it will be determined if a Chapter 7 or Chapter 13 bankruptcy might be for you. If so, it will help give you a fresh start, free from the overwhelming debt you’re facing now. Most attorneys offer websites that explain the differences between the two types of possible bankruptcy individuals may file and also answer any questions you may have. Just visit the site to learn more about your options to start fresh and become debt free.
If you have no assets to speak of, and only lots of debt, the bankruptcy attorneys in Casa Grande, AZ, will most likely recommend you file a Chapter 7 bankruptcy. With this type bankruptcy you, with your attorney, will go before a judge. At that point, your accumulated unsecured debts will be discharged. You will be deemed clear of any debts and free to start fresh, with a clean slate. If you have assets you’d like to protect and have the means to pay some of your debt, your attorney will most likely encourage you to file a Chapter 13 bankruptcy. This is basically a reorganization of your debts, allowing you to pay a portion of them off over a five year period. Usually, the amount of your payment is your entire disposable income. It’s important to follow through and pay this to the trustee each month. When the time period is complete, the remaining debts are wiped out and you are debt free.
If you need help with your debts, don’t fear you’re stuck. There is a way out. Speak to a bankruptcy attorney today.
